Category: Money Matters

Serie de Ahorros para el Consumidor: Ahorre Agua, Economice Dinero

by Luz Bahder
September 9, 2022

En esta serie: • El aumento de los costos preocupa a los consumidores. • En Florida, las altas temperaturas pueden conllevar al uso de más agua, mientras que el precio de todos los servicios básicos sigue incrementando. • University ... READ MORE

Category: Agribusiness, Agriculture, Conservation, Home Landscapes, Home Management, Horticulture, Lawn, Money Matters, Turf, UF/IFAS, UF/IFAS Extension, UF/IFAS Research, UF/IFAS Teaching, Water
Tags: Agua, Ahorro, Beth Robertson, Césped, Duchas, Economizar, Español, Inodoro, Irrigacion, Lavaplatos, Reducir, Sensor De Lluvia, Serie De Ahorros Para El Consumidor, Spanish

Find Your Frugal: Save water, save money

by Brad Buck
September 7, 2022

Para acceder a esta comunicación en español, por favor utilice este enlace. With summer’s heat still simmering in Florida and in many parts of the United States, people may be tempted to water their lawns and take more showers. Beth ... READ MORE

Category: Money Matters
Tags: Beth Robertson, Cost, Dishwasher, Find Your Frugal, Grass, Irrigation, Rain Sensor, Saving, Shower, Toilet, UF/IFAS Extension Polk County, Water

Building Good Credit: Truth and Falsehood

by Lisa Leslie
August 25, 2022

The persistent falsehood – leave a small balance on your credit card every billing cycle to build a credit score – has no basis in fact. The truth - if you leave a balance on your credit card - you accrue interest on both existing and new ... READ MORE

Category: Money Matters
Tags: Build Credit, Credit, Credit History, Credit Repair, Credit Report, Credit Score

Purchasing a Home? Find Out About Down Payment Assistance Programs

by Johanna Gomez
August 21, 2022

Down Payment Assistance programs help first time homebuyers with loans or grants to reduce the amount they need to save for a down payment. For instance, there are over a thousand of these programs nationwide. The programs are run by state, ... READ MORE

Category: Home Management, Money Matters, Work & Life
Tags: Down Payment Assistance, Housing Affordability

On-Demand Class: Building Financial Stability

by Lisa Leslie
August 15, 2022

University of Florida/IFAS Extension Hillsborough County offers the online class Building Financial Stability. This is an opportunity to learn basic strategies to achieve financial stability. Topics covered: Goals, Spending, & Saving ... READ MORE

Category: Money Matters, Work & Life
Tags: Building Credit, Financial Goals, Online Money Management Classes, Online Personal Finance Class

New Rules: Credit Reports and Medical Debt

by Lisa Leslie
August 4, 2022

Until recently, the three major credit bureaus – Equifax, Experian & TransUnion- tracked and treated medical debt collection very similar to other types of collections. If a consumer does not pay a debt, the creditor can sell the unpaid ... READ MORE

Category: Money Matters
Tags: Credit Report, Credit Score, Debt, Debt Collection, Debt Management

Preparing to Weather a Financial Storm

by Carol Roberts
July 29, 2022

Recent economic indicators are not positive. Our financial forecasters are seeing storm clouds of inflation and higher interest rates forming. While it all may not be doom and gloom, we might be smart to start preparing to weather a financial ... READ MORE

Category: Money Matters
Tags: Debt, Economy, Finance, Financial Storm, Money, Spending Plan, UF/IFAS Extension St. Lucie County

Find Your Frugal: More ways to curb school supply costs

by Lourdes Mederos
July 27, 2022

About this series The ripple effects of the yearslong COVID pandemic continue to surface in economies worldwide, and school supplies are not exempt. With stores stocking up on school supplies that cost more than last year, finding ... READ MORE

Category: Home Management, Money Matters, SFYL Hot Topic, UF/IFAS, UF/IFAS Extension
Tags: Extension, Family And Consumer Sciences, Find Your Frugal, Inflation, Jenny Rodriguez, Money Management, Saving Money, School Supplies, UF IFAS Family And Consumer Sciences

What is Happening with the Housing Inventory?

by Johanna Gomez
July 21, 2022

As the inventory of homes continues to slightly increase let us look at what is causing the home supply to go up. You might be thinking if it is a good idea to jump into a market where the current mortgage rates are higher as well as the home ... READ MORE

Category: Home Management, Money Matters
Tags: Down Payment Assistance, First Time Homebuyer, Home Purchase

If you are still using “123456” as your password…

by Katherine Marin
June 24, 2022

Now might be the time to change it! According to the Federal Trade Commission (FTC), Florida is in the top 5 states where ID theft complaints were made. Identity theft is a severe problem, especially for young people just starting to establish ... READ MORE

Category: 4-H & Youth, Money Matters, UF/IFAS, UF/IFAS Extension, Work & Life
Tags: #youthdevelopment, Crdifasmiami, Lifeskills, Miami, Miami-Dade, South Florida

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