If your credit card balances aren’t going down— or you’ve fallen behind —you’re not alone. Many households are balancing debt alongside increasing living costs. The steps below can help you evaluate your situation and identify realistic ... READ MORE
Category: , Money Matters, Work & Life
Debt is money you owe to a person or business. While debt often carries a negative connotation, responsible borrowing and repayment can improve your credit history. Debt & Credit Debt becomes a problem when you can’t repay what you owe. ... READ MORE
Category: , Money Matters, Work & Life
One common financial question I hear is, “should I pay off my debt first, or start my emergency fund?” An emergency fund should have between three to six months’ worth of expenses. So if it costs you $3000 a month to run your household, ... READ MORE
Category: Money Matters, Work & Life
Until recently, the three major credit bureaus – Equifax, Experian & TransUnion- tracked and treated medical debt collection very similar to other types of collections. If a consumer does not pay a debt, the creditor can sell the unpaid ... READ MORE
Category: Money Matters
Recent economic indicators are not positive. Our financial forecasters are seeing storm clouds of inflation and higher interest rates forming. While it all may not be doom and gloom, we might be smart to start preparing to weather a financial ... READ MORE
Category: Money Matters
Now that we are squarely into 2022, we can start to look forward to all that the new year will bring us. What we won't look forward to are all the credit card bills the post office will bring us. To help alleviate that holiday debt, let's ... READ MORE
Category: , Money Matters, Work & LifeFor a lot of us, we don’t intend to leave a debt unpaid. Often, it is a tough decision that has to be made between buying groceries and medicine or paying the credit card payment. At some time or another, many of us end up with an outstanding ... READ MORE
Category: Money Matters, UF/IFAS ExtensionIt's Easy to Get Started The U.S. Department of the Treasury has launched myRA (my Retirement Account), a new retirement savings account that can help people start saving for their future. If you don’t have access to a retirement savings ... READ MORE
Category: Money Matters, Work & LifeHow to do it: Use IRS Form 8888 to split part of your refund into a savings account. Learn more. READ MORE
Category: Money Matters, Work & LifeClick the link below for guidance to help you get started with a money saving plan. It can be hard to put aside money for savings. But there is an easy way to save money without ever missing it -make your savings automatic in 2014 READ MORE
Category: Money Matters, Work & Life