Consumers applying for credit are sometimes surprised to find out the credit score they have been monitoring is different from the credit score the lender uses to evaluate their credit application. This happens because there are many different ... READ MORE
The persistent falsehood – leave a small balance on your credit card every billing cycle to build a credit score – has no basis in fact. The truth - if you leave a balance on your credit card - you accrue interest on both existing and new ... READ MORE
Until recently, the three major credit bureaus – Equifax, Experian & TransUnion- tracked and treated medical debt collection very similar to other types of collections.
If a consumer does not pay a debt, the creditor can sell the unpaid ... READ MORE
About this series
Rising costs have brought on rising concerns.
In an ongoing effort to help people – from producers to consumers – weather the storm, the University of Florida Institute of Food and Agricultural Sciences brings research-based ... READ MORE
You might not think it, but March has been a great month for consumers, especially in Florida. Yes, fuel prices are up and inflation is high. There have been a few new developments on the state and national level. These developments are game ... READ MORE
Fair Isaac Corporation developed FICO® Score models to rate a consumer’s credit history. Since 1989, the company has developed many different scoring models to sell to lenders and consumers.
A pie chart is often used to explain factors ... READ MORE
Improving your credit score take time but it is not hard to do. Here are the steps you can take to get a better score.
1. Figure out where you stand
Before you begin do-it-yourself credit repair, you’ll want to get copies of your full ... READ MORE
What's True and What's False About a Credit Score?
First, let's define what a credit score is. A credit score is a number that depicts your credit worthiness. It tells a lender how you behave with credit and how likely it is they will be ... READ MORE
UF/IFAS St. Lucie County Extension and St. Lucie County Community Services staff want to help Treasure Coast residents improve their credit scores.
Why Does A Credit Score Matter?
A credit score is a number that lenders use to determine credit ... READ MORE
During times of financial uncertainty, it is more important than ever to practice good money management skills. Watch this to learn some best management practices for credit use.
For more information about credit and credit use from the ... READ MORE