The persistent falsehood – leave a small balance on your credit card every billing cycle to build a credit score – has no basis in fact. The truth - if you leave a balance on your credit card - you accrue interest on both existing and new ... READ MORE
Fair Isaac Corporation developed FICO® Score models to rate a consumer’s credit history. Since 1989, the company has developed many different scoring models to sell to lenders and consumers.
A pie chart is often used to explain factors ... READ MORE
Free One-on-One Financial Guidance
UF/IFAS Extension Hillsborough County provides free one-on-one help with basic personal finance topics. We have Florida Master Money Mentors who can help you develop a strategy to reach your financial goals. ... READ MORE
UF/IFAS Extension Hillsborough County provides free one-on-one help with basic personal finance. We have Florida Master Money Mentors that can help you develop a strategy to reach your financial goals. Florida Master Money Mentors can provide ... READ MORE
Consumers applying for credit are sometimes surprised to find out the credit score they have been tracking is different from the credit score the lenders use to evaluate their loan applications. The truth is, there are many, many different credit ... READ MORE
Promotions such as – We Can Repair Your Credit – are everywhere. They imply that all you need to do is hire a service to get negative items wiped off your credit history and your credit score will instantly improve. The reality is that consumers ... READ MORE