Category: Money Matters

Healthy Eating on a Budget: Smart Strategies for Families

by Felicia Marable-Williams
January 7, 2025

Healthy Eating on a Budget: Smart Strategies for Families Eating healthy doesn’t have to mean breaking the bank. For families, balancing nutrition with cost-effective strategies can seem challenging, but it’s doable with the right approach. ... READ MORE

Category: Food Safety, Health & Nutrition, Money Matters, Relationships & Family, UF/IFAS, UF/IFAS Extension, , WORK & LIFE
Tags: Healthy Living; Well-Being; Families, Nutrition; Food Waste; Healthy Eating; Shopping And Budgetting

Budgeting for the Holidays: Simple Tips for Financial Peace

by Johanna Gomez
September 25, 2024

The holiday season is a time of joy, connection, and celebration—but it can also be stressful if you are worried about finances. Between gifts, decorations, and social events, expenses can quickly spiral out of control. Preparing a holiday ... READ MORE

Category: Home Management, Money Matters, WORK & LIFE

Homebuying Market Trends 2024 (Florida Edition)

by Johanna Gomez
August 25, 2024

The homebuying market in 2024 is showing signs of stabilization after a few turbulent years, and Florida remains one of the hottest housing markets in the nation. Experts predict a modest increase in housing inventory, particularly in regions ... READ MORE

Category: Home Management, Money Matters, WORK & LIFE
Tags: First Time Homebuyer, Florida, Housing Market Trends, Osceola County, UF/IFAS Extension

5 Simple Steps to Take Before Applying for a Mortgage

by Johanna Gomez
July 30, 2024

Check Your Credit Score: Lenders use your credit score to determine your loan eligibility and interest rate. Aim for a score of 620 or higher, though higher scores get better rates. Pay Down Debt: Reduce your debt-to-income ratio to show ... READ MORE

Category: Home Management, Money Matters, WORK & LIFE
Tags: Credit Score, Homebuying, Mortgage Loan, Osceola County, Purchase A Home, UF/IFAS Extension

3 Key Insights to Save Money to Purchase Your First Home

by Johanna Gomez
June 11, 2024

Automate Savings: Set up an automatic transfer to a dedicated home fund each month. Even small amounts add up over time. Cut Unnecessary Expenses: Review your budget for subscriptions or discretionary spending you can eliminate to boost ... READ MORE

Category: Home Management, Money Matters, , WORK & LIFE
Tags: Florida Housing Market, Housing Affordability, Purchase A Home, Savings

Mortgage Rates and Housing Affordability

by Johanna Gomez
October 30, 2022

As the market and inflation continue to evolve, many homebuyers are asking if this is a good time to purchase their home. I would say to know the facts of what is happening in the market, research homes in the area you intend to buy, and above ... READ MORE

Category: Home Management, Money Matters
Tags: Down Payment Assistance, Home Purchase, Housing Affordability, Mortgage Rates

Considerations for the Current Housing Market

by Johanna Gomez
September 21, 2022

According to the National Association of Realtors buyers are taking a wait and see approach to what is happening in the market trends. While interest rate are increasing there is a prediction that there will be a slow down towards the end of ... READ MORE

Category: Home Management, Money Matters
Tags: Down Payment Assistance, First Time Homebuyer, Home Purchase

Purchasing a Home? Find Out About Down Payment Assistance Programs

by Johanna Gomez
August 21, 2022

Down Payment Assistance programs help first time homebuyers with loans or grants to reduce the amount they need to save for a down payment. For instance, there are over a thousand of these programs nationwide. The programs are run by state, ... READ MORE

Category: Home Management, Money Matters, WORK & LIFE
Tags: Down Payment Assistance, Housing Affordability

What is Happening with the Housing Inventory?

by Johanna Gomez
July 21, 2022

As the inventory of homes continues to slightly increase let us look at what is causing the home supply to go up. You might be thinking if it is a good idea to jump into a market where the current mortgage rates are higher as well as the home ... READ MORE

Category: Home Management, Money Matters
Tags: Down Payment Assistance, First Time Homebuyer, Home Purchase

Starting a New Food Business in the New Year

by Jessica Sullivan
January 4, 2021

If you have some kitchen skills and are looking for a way to make some money, a small-scale food business might pay off. Florida’s Cottage Food Law allows you to make certain foods in your home kitchen to sell without registering your kitchen ... READ MORE

Category: Agribusiness, Money Matters
Tags: Agripreneurship, Cottage Foods, Entrepreneurship, Food Business, Starting A Business

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