Tag: credit
Identity Theft: Essential Protections
September 11, 2024
Identity and personal information theft are frequently in the news. Awareness and being proactive can help you protect your personal data and avoid financial loss. The following free protections add a measure of security in a hazardous digital ... READ MORE
Category: Money Matters, Work & LifeTags: Credit, Credit Freeze, Credit Report, Identity Theft
Credit Reports & Scores: The Free Access Evolution
June 17, 2024
The federal law, Fair and Accurate Credit Transactions Act (FACTA) of 2003 requires the 3 national credit reporting agencies – Equifax, TransUnion, and Experian – to annually provide 1 free credit report from each agency to consumers who ... READ MORE
Category: , Money Matters, Work & LifeTags: Credit, Credit Report, Credit Score
Virtual Homebuyer Workshop Starts July 19, 2024
June 13, 2024
First Time Homebuyer Workshop Sessions 1 & 2 July 19, 2024 & July 26, 2024 9:00 AM – 1:00 PM These sessions take participants through the steps to home ownership, working with a realtor, understanding credit, qualifying ... READ MORE
Category: Home Management, Money Matters, UF/IFAS ExtensionTags: Credit, Down Payment Assistance, Home Buying, Home Ownership, Mortgage
Are you a Credit Card Deadbeat?
September 11, 2023
Ok, so we’ve all heard negative things about so-called ‘deadbeats’. Generally speaking, the term refers to someone who fails to follow through in some way. What if I were to tell you that in the world of credit cards, being a deadbeat ... READ MORE
Category: Money Matters, UF/IFAS Extension, Work & LifeTags: Credit, Credit Card, Credit Report, Deadbeat, Financial Education, Financial Literacy, Terms, UF IFAS Extension
Which Credit Score is the Right One?
October 18, 2022
Consumers applying for credit are sometimes surprised to find out the credit score they have been monitoring is different from the credit score the lender uses to evaluate their credit application. This happens because there are many different ... READ MORE
Category:Tags: Build Credit, Credit, Credit History, Credit Repair, Credit Report, Credit Score
Building Good Credit: Truth and Falsehood
August 25, 2022
The persistent falsehood – leave a small balance on your credit card every billing cycle to build a credit score – has no basis in fact. The truth - if you leave a balance on your credit card - you accrue interest on both existing and new ... READ MORE
Category: Money MattersTags: Build Credit, Credit, Credit History, Credit Repair, Credit Report, Credit Score
Find Your Frugal: Five tips to getting, keeping credit
July 1, 2022
About this series Rising costs have brought on rising concerns. In an ongoing effort to help people – from producers to consumers – weather the storm, the University of Florida Institute of Food and Agricultural Sciences brings research-based ... READ MORE
Category: UF/IFASTags: Carol Roberts, Credit, Credit Limits, Credit Score, Find Your Frugal, Inflation, UF IFAS Family And Consumer Sciences
Game Changers for the Florida Consumer
March 25, 2022
You might not think it, but March has been a great month for consumers, especially in Florida. Yes, fuel prices are up and inflation is high. There have been a few new developments on the state and national level. These developments are game ... READ MORE
Category: , Money Matters, UF/IFAS ExtensionTags: Banking, Consumer, Consumerism, Credit, Credit Report, Credit Score, Finance, Financial Education, Overdraft Fee, UF/IFAS Extension St. Lucie County
Tips to Overcome that Holiday Debt
January 11, 2022
Now that we are squarely into 2022, we can start to look forward to all that the new year will bring us. What we won't look forward to are all the credit card bills the post office will bring us. To help alleviate that holiday debt, let's ... READ MORE
Category: , Money Matters, Work & LifeTags: Budget, Credit, Debt, Extension, Finance, Holiday, Money, Spending, St. Lucie