PowerPay Debt Analysis Tool: Make a Plan to Pay Off Debt

If you’re looking for a reliable, no-cost way to take control of your debt, the PowerPay tool is a fantastic resource. Developed by faculty at Utah State University, PowerPay is a free, easy-to-use debt elimination software that helps you create a personalized repayment plan—without selling your data or pushing products.

What PowerPay Can Do for You

PowerPay allows you to:

• See when each debt will be paid off—month and year.
• Understand the impact of extra payments on your payoff timeline.
• Compare different repayment strategies to find the most cost-effective option.

Why PowerPay Stands Out

Unlike many other financial tools, PowerPay is:

• Completely free and non-commercial—no ads, no product promotions.
• Privacy-conscious—only your email is required to create an account. You are not required to enter account numbers or any personal identifiers.
• Secure and user-friendly—accounts are password-protected, and you can save and update your information anytime.

Get Started Today

Take the first step toward financial freedom. Sign up for your free account at www.PowerPay.org and start building your personalized debt elimination plan.

 
Microsoft Copilot was used in this article to help with grammar, structure, and readability.

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