Tag: Purchase a home

5 Simple Steps to Take Before Applying for a Mortgage

by Johanna Gomez
July 30, 2024

Check Your Credit Score: Lenders use your credit score to determine your loan eligibility and interest rate. Aim for a score of 620 or higher, though higher scores get better rates. Pay Down Debt: Reduce your debt-to-income ratio to show ... READ MORE

Category: Home Management, Money Matters, Work & Life
Tags: Credit Score, Homebuying, Mortgage Loan, Osceola County, Purchase A Home, UF/IFAS Extension

3 Key Insights to Save Money to Purchase Your First Home

by Johanna Gomez
June 11, 2024

Automate Savings: Set up an automatic transfer to a dedicated home fund each month. Even small amounts add up over time. Cut Unnecessary Expenses: Review your budget for subscriptions or discretionary spending you can eliminate to boost ... READ MORE

Category: Home Management, Money Matters, , Work & Life
Tags: Florida Housing Market, Housing Affordability, Purchase A Home, Savings

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