The holidays are filled with joy and memories—but they can also leave you feeling financially drained. According to a recent Gallup poll, U.S. adults expect to spend an average of $1,007 on holiday gifts this year, and more than one-quarter of Americans are likely to go into debt. Sadly, that debt often lingers well into the new year.
The good news? You can prepare for holiday spending without going into debt by joining the America Saves campaign.
What Is America Saves?
America Saves is a national campaign that motivates and supports individuals to save money, reduce debt, and build wealth. By taking the America Saves Pledge, you can set personalized savings goals—whether for the holidays, emergencies, or education—and receive free tools, resources, and tips to help you stay on track.
Plan Ahead for Holiday Spending
Planning early helps reduce stress and prevent debt. When you create a spending plan and save throughout the year, you’re more likely to reach your goals and enjoy a debt-free holiday season.
Make Saving Automatic
One of the easiest ways to save is to set up automatic savings. Have a set amount from each paycheck deposited into a separate holiday fund before you can spend it. Even small amounts make a big difference:
- $50 per month = $600 in one year
- $100 per month = $1,200 in one year
That’s enough to cover most holiday expenses—without the financial hangover.
Small Steps, Big Wins
Saving success comes from consistency, not perfection. Start small, think big, and save automatically with America Saves. Visit AmericaSaves.org to take the pledge and make every holiday season happier and more financially secure.
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