UF/IFAS Extension Monroe County -

American debt and delinquency is rising, tips to get your debt under control.

by Alicia Betancourt
July 29, 2024

An increasing number of Americans are reaching the limits on their credit cards. According to the Federal Reserve, credit card delinquency rates hit a nearly 12-year high. In the first quarter of 2024, nearly one-fifth of credit card borrowers ... READ MORE

Category: , Home Management, Money Matters, SFYL Hot Topic, UF/IFAS Extension, Work & Life
Tags: Balance Transfers, Credit Card Debt, Debt Consolidation, Debt Repayment, Financial Planning, Financial Windfalls, High-interest Debt, Home Equity, Pay More Than Minimum, Pay With Cash, Snowball Method, Track Spending

Looking for recreational divers to participate in the Great Goliath Grouper Count!

by Shelly Krueger
May 30, 2024

Great Goliath Grouper Count This is the 15th year of the Great Goliath Grouper Count, scheduled to take place June 1 through June 16, 2024! The Great Goliath Grouper Count is a collaboration between Florida Sea Grant and the Florida Fish ... READ MORE

Category: Coasts & Marine, Conservation, Recreation, UF/IFAS Extension
Tags: Citizen Science, Florida Sea Grant, Goliath Grouper

Deciphering Florida Keys Soil: Pre-Garden Essentials

by Maria Quirico
May 16, 2024

Soil, the bedrock of terrestrial life, is a dynamic blend of minerals, organic matter, and living organisms shaped by millennia of geological and ecological processes. Nowhere is this more evident than in the unique landscape of the Florida ... READ MORE

Category: Horticulture, UF/IFAS Extension
Tags: Florida Keys, Plant Problems, Vegetable Gardening

The Magnificant Smalltooth Sawfish

by Brynn Morey
May 2, 2024

I will never forget the first time I observed a sawfish. I was camping in the Keys, long before I called this place home. We took a boat out in the evening, the water was crystal clear. Suddenly, this large, magnificent creature swam up ... READ MORE

Category:
Tags: Endangered, Endangered Sawfish, Florida Keys, Florida Keys Sawfish, Sawfish, Smalltooth Sawfish, Spinning Sawfish

For the love of sponges!

by Shelly Krueger
March 26, 2024

Sponges Filter Water at Incredible Rates! Sponges are animals that are incredibly important for improving water quality. Ounce for ounce, the amount of water they filter per day is astounding! A basketball-sized sheepswool sponge can ... READ MORE

Category: Coasts & Marine, NATURAL RESOURCES
Tags: Florida Sea Grant, Marine Conservation, Sponges

Make A New Years Resolution to Learn a Lifesaving Skill

by Brynn Morey
January 11, 2024

For many people the re-launch of the HBO series Sex and the City titled And Just Like That…was greatly anticipated. Fans, like me, waited years for this! However, I have never been able to get the first episode of the series out of my ... READ MORE

Category: Health & Nutrition, Professional Development, Work & Life
Tags: American Heart, Beneficial, CPR, Family, Florida Keys, Save Lives, Saving Lives

Is 2024 the end of the paper check?

by Alicia Betancourt
January 11, 2024

Imagine you mail a check to pay a bill, and someone stole it. The thieves altered it, cashed it, and cleaned out your account. If you catch it quickly, you can contact the bank and reverse the charges, but sometimes you can't. If the thieves ... READ MORE

Category: , Money Matters, SFYL Hot Topic, UF/IFAS Extension, Work & Life
Tags: Account Takeover, Altered Checks, Alternative Payment Methods, Bank Transfer, Black Gel Pen, Cash App, Check Fraud, Counterfeit Checks, Credit Card, Digital Alternatives, Electronic Payment, Forged Signatures, Low Balance, Mail Theft, Online Payments, Prevention, QR Code, Safeguarding, Savings Account, Security Measures, Tracking Number, Vigilance

2023 Record Breaking Sea Turtle Nesting: A Conservation Success Story

by Shelly Krueger
December 13, 2023

In Florida, this year’s sea turtle nesting numbers were record-breaking! 2023 state-wide statistics from the Florida Fish and Wildlife Commission (FWC) counted 133,941 loggerhead sea turtle nests. This is 30,000 nests more than average ... READ MORE

Category: Conservation, UF/IFAS Extension
Tags: Conservation, Florida Sea Grant, Good News, Sea Turtle

Do you hate your inbox?

by Alicia Betancourt
December 5, 2023

Start 2024 with a healthier relationship with email. It is necessary and can be very rewarding to clean up your emails. Studies show that it can improve organization, reduce clutter, and make it easier to find important messages. Here are ... READ MORE

Category: Clubs & Volunteers, Professional Development, SFYL Hot Topic, UF/IFAS Extension, Work & Life
Tags: Archive, Attachments, Cleanup Strategies., Delete, Email Provider, Filters, Folders, Gmail, Inbox, Junk Folder, Labels, Newsletters, Organize, Outlook, Projects, Promotional Emails, Regular Maintenance, Rules, Search Function, Sender, Sent Items, Spam Folder, Topics, Unsubscribe, Yahoo

Holiday Travel Tips

by Alicia Betancourt
November 29, 2023

Holiday travel can be both exciting and stressful. Whether you plan to fly or drive, there are some excellent tips to make it less stressful. Firstly, plan for something to go wrong. Make sure you have the money and time available in case of ... READ MORE

Category: , Money Matters, Relationships & Family, SFYL Hot Topic, UF/IFAS Extension, Work & Life
Tags: Adaptable, Airline Apps, Airport, Arrive Early, Book In Advance, Books, Budget, Carry-on Luggage, Chargers, Crowds, Download, Drive, Enjoyable Journey, Essentials, Family, Flexibility, Fly, Friends, Holiday Travel, Itinerary, Jumper Cables, Last Minute, Laundry Bag, Leave Early, Long Lines, Medications, Money, Movies, Non-peak Hours, Off-peak Days, Pack Light, Podcasts, Positive Mindset, Potential Delays, Power Bank, Preparation, Prices, Raincoat, Reimbursement, Safe Travels, Safety Kit, Save Money, Security Checks, Sense Of Humor, Snacks, Spare Tire, Time, Tips, Travel Apps, Travel Documents, Travel Insurance, Unexpected Challenges, Water Bottles, Waze, Weather Delay, Weather Delays

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