As credit card debt hit an all-time high in the final three months of 2022 (just shy of $1 trillion), delinquencies among borrowers accelerated. In the fourth quarter, balances grew $61 billion to $986 billion, the Federal Reserve Bank of New ... READ MORE
Category: Home Management, Money Matters, UF/IFAS, UF/IFAS Extension, WORK & LIFE
While many of us develop an effective monthly spending plan for our family, we fail to “plan ahead” for known exceptions to the normal routine of expenses. If we extend our budget out for longer periods to include occasional expenses, we ... READ MORE
Category: Home Management, Money Matters, UF/IFAS, UF/IFAS Extension, WORK & LIFEWe all know this time of year affectionally as “tax time.” That time of year we are gathering our financial information to properly get our taxes completed. Did you know it is also a good time to look for ways to boost your emergency fund? First, ... READ MORE
Category: Money Matters, UF/IFAS, UF/IFAS Extension, WORK & LIFEWhat most people know about inflation is that it makes things more expensive. A simple definition of inflation is that it’s the increase in the cost of goods and services over a time period in an economy. The Bureau of Labor Statistics ... READ MORE
Category: Money Matters, UF/IFAS, WORK & LIFE
With hope springing into the New Year, now is a good time to review our financial situation for the upcoming year. First, is our emergency fund big enough? Many of us have had to use some or all of our emergency fund during the uncertainty ... READ MORE
Category: Money Matters, UF/IFAS, WORK & LIFE
Some of today’s most pressing issues in society include the prevalence of chronic diseases, food, and financial insecurities. (The UF/IFAS Extension Roadmap, 2013). Addressing these challenges, UF/IFAS Extension Central District Family and ... READ MORE
Category: Health & Nutrition, Home Management, Money Matters, WORK & LIFEWhat will happen to your family if you: Lose your job? Get sick? Have an emergency? Most of us are very good at planning for our future, but we often don’t think about the “what if’s?” We prepare for the future we think of, but then ... READ MORE
Category: Disaster Preparation, Home Management, Money Matters, WORK & LIFE
Now that most of us have settled into this “new normal” of working from home, social distancing, and adjusted to the inconveniences of social distancing, we realize we miss our gym and workout times. Many of us have worked very hard to regain ... READ MORE
Category: Disaster Preparation, Home Management, Money Matters, WORK & LIFESo you’re having to work from home, and the kids are out of school, all because of the current health situation. Along with these distractions from a social standpoint, don’t forget that your spending habits may very well be different during ... READ MORE
Category: Money Matters
To become financially comfortable is not an impossible goal. Through a common sense approach, you can achieve this by working at it systematically. Imagine five buckets hanging in stair step fashion, each below and a little to the right of the ... READ MORE
Category: Money Matters, WORK & LIFE