As credit card debt hit an all-time high in the final three months of 2022 (just shy of $1 trillion), delinquencies among borrowers accelerated. In the fourth quarter, balances grew $61 billion to $986 billion, the Federal Reserve Bank of New ... READ MORE
Category: Home Management, Money Matters, UF/IFAS, UF/IFAS Extension, WORK & LIFE
While many of us develop an effective monthly spending plan for our family, we fail to “plan ahead” for known exceptions to the normal routine of expenses. If we extend our budget out for longer periods to include occasional expenses, we ... READ MORE
Category: Home Management, Money Matters, UF/IFAS, UF/IFAS Extension, WORK & LIFE
Some of today’s most pressing issues in society include the prevalence of chronic diseases, food, and financial insecurities. (The UF/IFAS Extension Roadmap, 2013). Addressing these challenges, UF/IFAS Extension Central District Family and ... READ MORE
Category: Health & Nutrition, Home Management, Money Matters, WORK & LIFEWhat will happen to your family if you: Lose your job? Get sick? Have an emergency? Most of us are very good at planning for our future, but we often don’t think about the “what if’s?” We prepare for the future we think of, but then ... READ MORE
Category: Disaster Preparation, Home Management, Money Matters, WORK & LIFE
Now that most of us have settled into this “new normal” of working from home, social distancing, and adjusted to the inconveniences of social distancing, we realize we miss our gym and workout times. Many of us have worked very hard to regain ... READ MORE
Category: Disaster Preparation, Home Management, Money Matters, WORK & LIFE
In military training manuals, Maslow’s Theory of Hierarchy is represented as a pyramid with five levels of needs: survival, security, belonging, self-esteem and self-actualization. The base of the pyramid is survival, on which all other levels ... READ MORE
Category: Disaster Preparation, Home Management, Relationships & Family, WORK & LIFE
Beginning in 2017, an integrated financial program focusing on food systems was developed and implemented. This program covers everything from the logistics of food appropriation to comparison shopping. Included in the discussion are the local ... READ MORE
Category: Health & Nutrition, Home Management, WORK & LIFE
Emergency savings can help cover expenses Building an emergency savings fund is a difficult but necessary task for many families. Having an emergency savings fund may be the most important distinction between those who manage to stay afloat ... READ MORE
Category: Home Management, Money Matters, WORK & LIFE