1. Track Your Spending, and Make a Budget

Understanding where your money is going is the best way to start saving, which is why your first step is to make a budget. It might be that, once you make your budget and realize how much you’re spending in certain categories, you can immediately save $100 by making little trims here and there.

2. Pack Your Lunch

One of the keys to saving is developing long-term habits – such as bringing your own lunch to work instead of eating out. If you’re worried you don’t have time, cook something on Sunday and put it in individual Tupperware containers. Start this week, and over the course of a month, you can easily save $100.

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