Credit Management

When you hear people say “charge it,” “finance it,” “buy on time,” or “use a payment plan,” it is the same as “using credit.” Credit means buying something or getting cash now and paying later. When you use credit, you are using products and services before you pay for them. For this reason you need to use with caution.

For more information, please read “You and Your Credit”, a credit management series offered through our online publications You and Your Credit: Series

• Dos and Don’ts
• Credit Card Basics
• Managing Your Credit
• Credit Reports
• Credit Scores
• Home Ownership and Credit
• Further Resources

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