The end of 2023 is fast approaching and with it are scammers trying to cash in on unsuspecting consumers.

Here are ten tips to make sure you are not a victim of fraudulent behavior.

• If someone from your bank calls and asks for payment or personal information, call the bank to verify any correspondence.
• The IRS will never call you for payments.  The IRS corresponds by mail.
• People pretending to be family members will ask for money or gift cards.  Ask who is calling.  If the caller says, “your favorite grandson,” that is a newer scam to try to get your money.
• Do not put money on a gift card and send to “debt collectors.”  This is a scam.
• Do not give out personal information, bank account information, or any information to access your finances.
• Scammers will often pressure victims to act fast or else they will miss out on a great deal.
• Always take the time to stop and reflect.  Does the situation seem legitimate? Look into any offers that seem to good to be true.
• Be wary of any calls or texts they claim there is an order for you but you were not home to receive it.  If you ordered something, check the original invoice for delivery information.
• Be wary of texts from unknown numbers. Do not give personal information out in a text.
• Be aware of phishing scams.  Do not click links in phishing emails .

If you are a victim of a scam, you can find information here for reporting in your area.

Stay safe through the holidays and into the new year.

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