Last modified: October 9, 2022 10:00 PM
Both the state and federal government have emergency loan programs for small businesses impacted by Hurricane Ian. The table below provides basic information on three of the loan programs and links to information on how to apply, eligibility and program requirements, and other important information. The table also includes locations where small business operators can visit in-person for help with the application process. If you have limited internet access, you can get additional information by phone as well.
Additional information on the Florida Small Business Emergency Bridge Loan Program is available at 1-833-832-4494, and the SBA disaster assistance customer service center is available at 1-800-659-2955.
| Program | Description | Loan Details | Additional Information & How to Apply | In-Person Help with Applying |
| Florida Small Business Emergency Bridge Loan Program | Short-term, zero-interest working capital loans to bridge the gap between the time a disaster impacts a business and when a business has secured longer term recovery funding such as federally or commercially available loans, insurance claims or other resources. | Max Amount: $50,000
Loan Term: Interest Rate: |
Additional Info and Application Site or call 1-833-832-4494 | Small Business Development Center Offices and Business Recovery Centers (BRCs). |
| SBA Physical Disaster Loan | Loans for impacted small businesses located in declared disaster areas to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations are also eligible. | Max Amount: $2 million (between both SBA Programs)
Loan Term: Interest Rate: |
Additional Info and Application Link or call 1-800-659-2955 | Business Recover Centers (BRCs) and Disaster Recovery Centers (DRCs) in impacted areas.
You can also text 43362 and type DRC (your ZIP Code); for example, DRC 12345. |
| SBA Economic Injury Disaster Loan | Loans for impacted small businesses located in declared disaster areas that are unable to meet obligations and pay ordinary and necessary operating expenses. Provide working capital to help small businesses survive until normal operations resume after a disaster. | Max Amount: $2 million (between both SBA Programs)
Loan Term: Interest Rate: |
SBA Loan Website Additional Info from SBDC or call 1-800-659-2955 | Business Recover Centers (BRCs) and Disaster Recovery Centers (DRCs) in impacted areas.
You can also text 43362 and type DRC (your ZIP Code); for example, DRC 12345. |
Compiled by:
Andrew Ropicki, Marine Resource Economics Specialist, UF/IFAS Extension Florida Sea Grant
Related information at Resources for Florida’s Fisheries and Aquaculture Industries Impacted by Hurricane Ian
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