Free Weekly Credit Reports Through April 2021
Due to the financial crisis caused by COVID-19, credit reports are free online weekly through April 2021. Individuals can access their credit report online through https://www.annualcreditreport.com/index.action with the three national credit reporting agencies: Equifax, Experian, and Transunion.
Credit reports include the lists of businesses who have given credit, any missed payments as well as bad debts, and other information such as a list of businesses that have obtained the report. It is important to report any inaccurate information. If there are any issues, one can submit a dispute with any of the three national credit reporting agencies online.
Credit reports are used by lenders and creditors when determining eligibility for a loan. They can also affect apartment requests, mortgage rates, and even job applications. During these difficult times, it is necessary to stay on top of personal finance by examining credit reports as often as possible.