In the United States, scams and fraud are big business. Each year the number of consumer fraud reports and the dollars lost are rising. In fact, the FTC received a total of 4.8 million consumer fraud and identity theft complaints in 2020. A ... READ MORE
Expecting a baby can be exciting and overwhelming at the same time. It can also be expensive, are you prepared for the costs? It's important to take time now to think about and plan for how your financial life will change once your baby arrives. ... READ MORE
Most people don't know or care about their credit score until they need to make a large purchase and apply for financing. But, did you know that a good credit score can save you money through lower insurance premiums and lower interest rates?
If ... READ MORE
Are you struggling to pay your mortgage because of the coronavirus pandemic? Read on for information on what to do and options for relief.
First, assess your situation
Pay your mortgage, if you can.
Mortgage servicers are overwhelmed with ... READ MORE
Over the last week several of my friends and family members have been laid off of work due to COVID-19. While no one wants to experience a loss of income, there are several things you can do to help protect yourself and your family financially.
What ... READ MORE
Owning a home is a goal many have. But are you truly ready for the responsibility that comes with home ownership?
Are you ready?
First, let's talk about your income. Do you have two years of steady regular income and employment? Lenders require ... READ MORE
Recently a client contacted me because their wages were being garnished and they weren't sure why. After some digging it appears the garnishment should not have happened, but how can wages just be garnished?
What is Garnishment
Garnishment ... READ MORE
Many first time home buyers don't understand that purchasing a home costs money. I frequently hear "I want to buy a home, what do you mean I have to put money down?" There are some mortgage programs that require little to no money down and ... READ MORE
Recently, I heard a fact that really caught my attention. Low income families that have $500.00 saved for a financial emergency are more likely to survive a financial emergency than a medium income family that has nothing saved. This lead ... READ MORE
The question of what happens to the family farm is often riddled with many emotional opinions. So much so that families may not communicate effectively about their wishes or plans. Many life events can change the dynamics of a family farm. ... READ MORE