Most people don’t know or care about their credit score until they need to make a large purchase and apply for financing. But, did you know that a good credit score can save you money… Read More
Are you struggling to pay your mortgage because of the coronavirus pandemic? Read on for information on what to do and options for relief. First, assess your situation Pay your mortgage, if you can. Mortgage… Read More
Over the last week several of my friends and family members have been laid off of work due to COVID-19. While no one wants to experience a loss of income, there are several things you… Read More
Owning a home is a goal many have. But are you truly ready for the responsibility that comes with home ownership? Are you ready? First, let’s talk about your income. Do you have two years… Read More
Recently a client contacted me because their wages were being garnished and they weren’t sure why. After some digging it appears the garnishment should not have happened, but how can wages just be garnished? What… Read More
Many first time home buyers don’t understand that purchasing a home costs money. I frequently hear “I want to buy a home, what do you mean I have to put money down?” There are some… Read More
Recently, I heard a fact that really caught my attention. Low income families that have $500.00 saved for a financial emergency are more likely to survive a financial emergency than a medium income family that… Read More
Last week I discussed debt collectors, why they might be contacting you, and how to stop them from contacting you. Today, let’s talk about what to do if you don’t believe you owe the debt…. Read More
The holidays are over and many are dreading opening their credit card statements! Did you overspend this holiday season? If so, the good news is that the New Year brings a new chance to make a… Read More
By Sarah Ellis, Family and Consumer Sciences Agent at UF/IFAS Citrus County Reviewed by Michael Gutter, PhD, Department of Family, Youth, and Community Sciences, University of Florida The holiday season is right around the corner! Holidays give us… Read More
