Owning a home is a goal many have. But are you truly ready for the responsibility that comes with home ownership? Are you ready? First, let’s talk about your income. Do you have two years of steady regular… Read More
Recently a client contacted me because their wages were being garnished and they weren’t sure why. After some digging it appears the garnishment should not have happened, but how can wages just be garnished? What is Garnishment Garnishment… Read More
Many first time home buyers don’t understand that purchasing a home costs money. I frequently hear “I want to buy a home, what do you mean I have to put money down?” There are some mortgage programs that… Read More
Recently, I heard a fact that really caught my attention. Low income families that have $500.00 saved for a financial emergency are more likely to survive a financial emergency than a medium income family that has nothing saved. … Read More
Last week I discussed debt collectors, why they might be contacting you, and how to stop them from contacting you. Today, let’s talk about what to do if you don’t believe you owe the debt. What does the… Read More
The holidays are over and many are dreading opening their credit card statements! Did you overspend this holiday season? If so, the good news is that the New Year brings a new chance to make a change in your… Read More
By Sarah Ellis, Family and Consumer Sciences Agent at UF/IFAS Citrus County Reviewed by Michael Gutter, PhD, Department of Family, Youth, and Community Sciences, University of Florida The holiday season is right around the corner! Holidays give us a chance to… Read More
