Owning a home is a goal many have. But are you truly ready for the responsibility that comes with home ownership? Are you ready? First, let’s talk about your income. Do you have two years of steady regular… Read More
If you’re like me, the idea of shopping for a car might make you feel a little nauseous. For many years I hated car shopping. I always felt clueless during the entire process. Until I learned that educating… Read More
Many first time home buyers don’t understand that purchasing a home costs money. I frequently hear “I want to buy a home, what do you mean I have to put money down?” There are some mortgage programs that… Read More
It’s Florida Saves Week! Start small. Think big! Start saving for your future with these 31 easy ways to save: Save your loose change! Small amounts add up: 50 cents a day adds up to $15.00 a month,… Read More
Recently, I heard a fact that really caught my attention. Low income families that have $500.00 saved for a financial emergency are more likely to survive a financial emergency than a medium income family that has nothing saved. … Read More
Last post we discussed what to do if you don’t believe you owe the debt. Today, let’s talk about your rights and what debt collectors can and cannot do. When attempting to collect a debt there are certain practices that… Read More
Got debt? Most of us do! Debt comes in different shapes and sizes, from credit cards to mortgages. What happens if you miss or fall behind on payments? You might find yourself being contacted by a debt collector. … Read More
The holidays are over and many are dreading opening their credit card statements! Did you overspend this holiday season? If so, the good news is that the New Year brings a new chance to make a change in your… Read More
By: Sarah M. Ellis, Family and Consumer Sciences Extension Agent at UF/IFAS Extension Citrus County Reviewed by: Randall A. Cantrell, PhD, Department of Family, Youth and Community Sciences, University of Florida A few weeks ago I attended a conference… Read More
