Mortgages
Tag: family resource management
Predatory Auto Loans
If you’re like me, the idea of shopping for a car might make you feel a little nauseous. For many years I hated car shopping. I always felt clueless during the entire process. Until I learned that educating… Read More
Purchasing a Home: The Down Payment
Many first time home buyers don’t understand that purchasing a home costs money. I frequently hear “I want to buy a home, what do you mean I have to put money down?” There are some mortgage programs that… Read More
Easy Ways to Save
It’s Florida Saves Week! Start small. Think big! Start saving for your future with these 31 easy ways to save: Save your loose change! Small amounts add up: 50 cents a day adds up to $15.00 a month,… Read More
Got Savings?
Recently, I heard a fact that really caught my attention. Low income families that have $500.00 saved for a financial emergency are more likely to survive a financial emergency than a medium income family that has nothing saved. … Read More
Debt Collection: Your Rights
Last post we discussed what to do if you don’t believe you owe the debt. Today, let’s talk about your rights and what debt collectors can and cannot do. When attempting to collect a debt there are certain practices that… Read More
Understanding Debt Collection
Got debt? Most of us do! Debt comes in different shapes and sizes, from credit cards to mortgages. What happens if you miss or fall behind on payments? You might find yourself being contacted by a debt collector. … Read More
Holiday Spending Got You Down?
The holidays are over and many are dreading opening their credit card statements! Did you overspend this holiday season? If so, the good news is that the New Year brings a new chance to make a change in your… Read More
The smelly facts behind mold!
By: Sarah M. Ellis, Family and Consumer Sciences Extension Agent at UF/IFAS Extension Citrus County Reviewed by: Randall A. Cantrell, PhD, Department of Family, Youth and Community Sciences, University of Florida A few weeks ago I attended a conference… Read More
Handling Holiday Financial Stress
By Sarah Ellis, Family and Consumer Sciences Agent at UF/IFAS Citrus County Reviewed by Michael Gutter, PhD, Department of Family, Youth, and Community Sciences, University of Florida The holiday season is right around the corner! Holidays give us a chance to… Read More