Artificial intelligence (AI) is everywhere—often in ways we don’t even notice. From smart assistants in our homes to security cameras in public spaces, and from workplace tools to the media we consume, AI is shaping our daily lives. Its growth is projected to continue at an exponential rate.

Unfortunately, AI also enables more sophisticated predatory crimes, especially telephone and internet scams that target vulnerable individuals.

How AI Is Used in Scams

• Voice Cloning (Deepfakes): AI can mimic a person’s voice with just a short audio sample, making scam calls sound like a loved one or trusted authority.
• Increased Sophistication: Criminals use AI to normalize grammar and accents, making their speech sound authentic.
• Impersonation: Scammers leverage AI to make urgent, believable calls requesting money or sensitive information.

These tools mean that even cautious people can be deceived. For older adults or those with cognitive challenges, AI-driven scams can be especially dangerous.

Common Telephone Scams to Watch For

The “Grandparent Scam”

A scammer pretends to be a grandchild in trouble, asking for urgent money while pleading for secrecy.

• Red Flag: Requests for immediate money and secrecy.
• Protect Yourself: Hang up and call your grandchild or their parents directly.

IRS Telephone Scam

Scammers pose as IRS agents, threatening arrest or deportation if you don’t pay immediately.

• The IRS never calls to demand payment, asks for prepaid cards, or threatens arrest.
• If in doubt, call the IRS directly at 1-800-829-1040.

Lottery and Sweepstakes Scams

Victims are told they’ve won a prize—but must pay fees or taxes upfront. Legitimate sweepstakes never ask for payment.

Phantom Debt Collection Scam

Fake collectors pressure victims to pay nonexistent debts, often using threats.

• Ask for the caller’s name, company, and written proof.
• Never provide sensitive personal or financial details.

Tips to Protect Yourself

• Never pay to claim a prize.
• Verify emergencies. Call relatives back before sending money.
• Resist pressure. Take time to check things out.
• Don’t keep secrets. Talk with family or trusted advisors.
• Listen to your bank. Heed warnings from financial institutions.

Final Word

Scams are constantly evolving, but knowledge is your best defense. If something feels off, trust your instincts. Stay informed, verify before acting, and never allow scammers to rush you.

Resources:

 IRS Tax Scams and Consumer Alerts https://www.irs.gov/help/tax-scams/recognize-tax-scams-and-fraud

Federal Trade Commission – Report Fraud  https://reportfraud.ftc.gov/assistant

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