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10 Ways to $ave

America Saves10 Ways to Save $100 During America Saves Week

By Meg Favreau, Senior Editor of personal finance blog Wise Bread.

Money is like a cake. When you get that delicious dessert, it can be tempting to eat it all at once. But if you do, you’ll end up with a stomachache, that sugarcoated feeling on your teeth, and perhaps most importantly – no cake for later.

Similarly, if you spend all of your money, you’ll probably end up regretting your splurges – and wishing you had some funds sitting in the bank.

Often, savings strategies are obvious – you set a big piece of cake aside, and it’s there waiting for you. But sometimes, it’s the little things that make that cake disappear. I’m reminded of the time my childhood friend Mike held a cake on his lap while we were driving home. He took fingerful after fingerful of frosting – and when we got home, Mike discovered that he had completely defrosted the cake without realizing it.

The following list features both kinds of savings strategies – big ones that work all at once, and little ones that add up over time. All of them can be put into action during America Saves Week, and every single one ensures that you can have your cake and eat it too.

  1. Track Your Spending, and Make a Budget
  2. Pack Your Lunch
  3. Check If You’re Being Over-Serviced
  4. Negotiate Your Bills
  5. Vow to Reuse, Repair, and Repurpose Instead of Buying New
  6. Get to Know Your Credit Card
  7. Change Your Living Situation
  8. Clean Out Your Pantry
  9. Create a “Cheap Fun Club” With Friends
  10. Sell Your Stuff

More one these strategies will be given throughout the week…

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