When your child turns 18 it is presumed, they will be able to handle his or her own affairs unless a legal proceeding “Guardianship” gives some or all the responsibility for him or her to a parent or… Read More
What is estate planning? Estate planning is developing a definite plan for the administration and disposition of your property during life and at death. That is, it involves both handling your property while you are alive and deciding… Read More
What is a reverse mortgage? A reverse mortgage is a special type of home equity loan sold to homeowners aged 62 and older. The loan allows homeowners to access a portion of their home equity as cash. In… Read More
Medicare Launches New App “What’s Covered” Newest eMedicare Tool Provides Valuable Information to Mobile Users On February 6th, the Centers for Medicare & Medicaid Services (CMS) launched a new initiative “What’s Covered” app to provide consumers direct access… Read More
IMPROVING YOUR CREDIT SCORE It’s important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the… Read More
If you’ve applied for a credit card, auto loan, mortgage or some other form of credit, odds are you’ve heard the phrase “FICO score.” When you apply for credit, potential creditors may want to gauge how likely you… Read More
Beginning April of 2018, the government will start sending out new Medicare cards, launching a yearlong effort to reach 59 million people enrolled in Medicare. Prior to this, Medicare cards have the individual’s Social Security number on them. … Read More
Identity theft occurs when someone uses your personal information without your permission. They can buy things with your credit cards, get new credit cards, open a phone, electric or gas account, steal your tax refund, get medical care,… Read More
‘Tis The Season to Avoid Holiday Scams Scammers use the Holidays to glean your personal and financial information and infect your computer with identity-stealing malware. Here are the top 4 schemes, and how to avoid them. Bogus… Read More
Two college tax credits apply to students enrolled in an eligible college, university or vocational school. Eligible students include the taxpayer, their spouse and dependents. American Opportunity Tax Credit The American Opportunity Tax Credit, (AOTC) can be worth a… Read More
