Are you struggling to pay your mortgage because of the coronavirus pandemic? Read on for information on what to do and options for relief. First, assess your situation Pay your mortgage, if you can. Mortgage servicers are overwhelmed… Read More
Over the last week several of my friends and family members have been laid off of work due to COVID-19. While no one wants to experience a loss of income, there are several things you can do to… Read More
When you have a poor credit score it can make simple things like renting an apartment difficult. So when you see an advertisement for a way to start over with a new credit history you may think it… Read More
Recently a client contacted me because their wages were being garnished and they weren’t sure why. After some digging it appears the garnishment should not have happened, but how can wages just be garnished? What is Garnishment Garnishment… Read More
Recently, I heard a fact that really caught my attention. Low income families that have $500.00 saved for a financial emergency are more likely to survive a financial emergency than a medium income family that has nothing saved. … Read More
Yesterday my 14 year old son received an interesting phone call from the “IRS.” The call came from a number my son did not recognize and since he does not answer calls from numbers he does not know the… Read More
Last post we discussed what to do if you don’t believe you owe the debt. Today, let’s talk about your rights and what debt collectors can and cannot do. When attempting to collect a debt there are certain practices that… Read More
Last week I discussed debt collectors, why they might be contacting you, and how to stop them from contacting you. Today, let’s talk about what to do if you don’t believe you owe the debt. What does the… Read More
Got debt? Most of us do! Debt comes in different shapes and sizes, from credit cards to mortgages. What happens if you miss or fall behind on payments? You might find yourself being contacted by a debt collector. … Read More
